SousMeow
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Audit a Medical Bill

Translate a medical bill into plain language and prepare careful questions.

Organize a redacted medical bill, insurance context, questions, call script, inquiry letter, and case timeline without giving medical advice or inventing coverage, legal rights, codes, or outcomes. This Cookbook helps prepare questions for billing, insurance, or qualified advisors. This Cookbook helps you organize information and prepare questions or documents. It is not financial, legal, medical, tax, or lending advice. Verify important decisions with qualified professionals and current official sources when needed. What you finish: a downloadable project kit including a plain language summary, verification checklist, question list, call script, appeal or inquiry letter, and case timeline. Approximate time: about 60 minutes. Steps: 6. A free AI chat account is usually enough. Do not paste Social Security numbers, bank account numbers, credit card numbers, insurance IDs, medical record numbers, passwords, or personal account credentials. Before using ChatGPT, Claude, Gemini, Grok, Copilot, DeepSeek, or any external AI, replace sensitive values with placeholders such as [BANK-LAST4], [CLAIM-ID], or [MEMBER-ID]. Loop for every step: review → copy prompt → paste into your AI → review the answer → paste into SousMeow → use the confidence check → improve or continue.

Made for
People trying to understand a medical bill, prepare billing questions, or organize an insurance inquiry
You leave with
plain language summary, verification checklist, question list, call script, appeal or inquiry letter, and case timeline
Time
about 60 minutes
Steps
6 guided steps
Requires
any AI you already use (a free chat account is usually enough); sample answers included where available

Also in Money & Major Decisions Recently Added Deep Workflows

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Stages

4 stages in sequence
  1. 1

    Translate and verify

    Summarize the redacted bill and identify verification needs.

    2 steps
  2. 2

    Prepare questions

    Turn concerns into careful questions for billing or insurance.

    1 step
  3. 3

    Contact carefully

    Draft a call script and written appeal or inquiry without inventing coverage.

    2 steps
  4. 4

    Track the case

    Build a timeline and follow-up record.

    1 step

Workflow steps

6 steps · completed in order

Stage 1: Translate and verify

  1. 1

    Summarize bill plainly

    Translate the redacted bill into a plain-language summary with unknowns separated.

    Medical bills often combine provider charges, insurance status, codes, and patient balances in confusing ways. This step creates a plain-language summary without interpreting medical care, inventing coverage, or deciding what is owed. It also reinforces privacy redaction for MRNs and insurance IDs.

    • Summary stays descriptive The output explains the bill without deciding coverage or care.
    • Visible details are preserved Charges and placeholders match supplied information.
    • MRN and insurance IDs are protected The redaction check names sensitive medical and insurance identifiers.
  2. 2

    Build verification checklist

    List what to verify with the provider, insurer, bill, EOB, and official sources.

    Before disputing or paying, the user may need to verify itemization, claim submission, EOB status, network questions, deadlines, and assistance options. This step turns confusion into careful verification tasks. It avoids deciding coverage or legal rights.

    • Tasks are verification-focused Checklist items ask sources to confirm facts rather than deciding them.
    • Documents are practical Requested documents connect to the bill questions.
    • Boundaries avoid advice Coverage, medical, legal, and payment decisions are not made.

Stage 2: Prepare questions

  1. 3

    Write question list

    Prepare focused questions for provider billing, insurer, and any separate biller.

    Good questions help the user get clear answers without arguing about conclusions too early. This step translates verification tasks into exact questions for each contact. It keeps coverage and legal conclusions with the appropriate source.

    • Questions are routed correctly Provider, insurer, and separate biller questions are separated.
    • No coverage decision is implied Questions request explanation rather than asserting coverage.
    • AI limits are explicit The output names questions that require verified sources.

Stage 3: Contact carefully

  1. 4

    Draft billing call script

    Create a calm phone script and note template for provider or insurance calls.

    Medical billing calls can be stressful and full of unfamiliar terms. A script helps the user explain the issue, request documents, and record the answer without sharing unnecessary sensitive details. It also avoids making medical or coverage claims the user cannot verify.

    • Script protects identifiers The opener uses placeholders and safe-channel language.
    • Flow asks for documents The call flow seeks itemized bills, EOBs, and written confirmation.
    • Record supports follow-up The template captures reference numbers and next actions.
  2. 5

    Draft appeal or inquiry letter

    Draft a written billing inquiry, insurance inquiry, or appeal-style request with safe placeholders.

    Written inquiries help preserve a clear record and give billing or insurance teams the facts they need. This step creates a careful letter that asks for review and documents without asserting unsupplied coverage rights. It can be adapted for provider billing, insurer inquiry, or appeal preparation after verifying instructions.

    • Letter uses inquiry language safely The draft avoids formal appeal claims unless verified.
    • Submission requirements are verified elsewhere Deadlines, forms, and channels remain verification tasks.
    • Privacy and advice boundaries are checked The safety check rejects medical, coverage, and legal conclusions.

Stage 4: Track the case

  1. 6

    Build case timeline

    Package a timeline, response tracker, and follow-up checklist for the medical bill case.

    Medical billing questions may involve multiple organizations and documents. A timeline helps the user track what was requested, who responded, and what remains unknown. It also keeps follow-up grounded in official instructions rather than invented deadlines or rights.

    • Timeline separates sources The case timeline distinguishes provider, insurer, and lab follow-up.
    • Follow-up is trackable The table captures reference IDs, documents, and next actions.
    • No coverage or medical decision is made Final reminders keep the kit inside administrative support.

Your information

7 details, answered once
  • Care setting Name the general setting, not private medical details. Use broad terms if preferred.
  • Bill summary redacted Summarize the bill. Replace MRNs, insurance IDs, claim numbers, SSNs, dates of birth, and account numbers with placeholders. Do not paste Social Security numbers, bank account numbers, credit card numbers, insurance IDs, medical record numbers, passwords,
  • Insurance context redacted Include only coverage context you know. Use placeholders for member ID, group ID, claim ID, and insurance portal details. Do not paste Social Security numbers, bank account numbers, credit card numbers, insurance IDs, medical record numbers, passwords, or
  • What you noticed Describe what looks confusing, unexpected, duplicated, missing, or worth asking about. Do not include medical symptoms unless necessary.
  • Questions or goals State what you want to understand or request. This is not medical, legal, insurance, or tax advice.
  • Constraints or concerns Include deadlines, stress points, communication needs, or areas where the AI must not guess.
  • Preferred tone Choose how the questions and letters should sound.

Finished files

What you export when every step is approved

One Markdown file per approved step, plus kit.html (opens in any browser, offline) and a README of what you approved.

  • kit.html Offline HTML reader for every approved step
  • 01-summarize-bill-plainly.md Summarize bill plainly
  • 02-build-verification-checklist.md Build verification checklist
  • 03-write-question-list.md Write question list
  • 04-draft-billing-call-script.md Draft billing call script
  • 05-draft-appeal-or-inquiry-letter.md Draft appeal or inquiry letter
  • 06-build-case-timeline.md Build case timeline
  • README.md Manifest of what you approved
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